Boskov, Tatjana and Josheski, Dushko (2020) The Impact of Digital Finance and FinTech on Financial Inclusion and The Emergence of DFS Providers. In: Third International Scientific ConferenceChallenges of tourism and business logistics in the 21st century »ISCTBL 2020«.
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Abstract
Since 2010, the G20 and the World Bank have initiated increasing financial inclusion
as a factor for reducing the poverty, especially in developing countries. In this period that we
are witnessing the governments of several developed countries through their financial
regulatory system with issued "ultimatums" forced individuals and a number of attractive
businesses to use digital financial services. By setting limits on daily cash payments, charging
high fees for raising cash above a certain amount, etc., they enjoy the benefits of financial
inclusion and digital finance. Is everything new and publicly primarily marketed as a source of
well-being? For countries around the world with the term "voluntary", due to the interest of
certain "privileged" entities to get the opposite meaning? Whose welfare is improving and for
what purposes is it used? What about the non-banking population? Can we predict the outcome
is analyzed in this paper.
| Item Type: | Conference or Workshop Item (Paper) |
|---|---|
| Subjects: | Social Sciences > Economics and business |
| Divisions: | Faculty of Tourism and Business Logistics |
| Depositing User: | Tatjana Boskov |
| Date Deposited: | 08 Feb 2021 09:10 |
| Last Modified: | 08 Feb 2021 09:10 |
| URI: | https://eprints.ugd.edu.mk/id/eprint/27642 |
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