Предностите на електронското банкарство и можностите за негова имплементација

Georgieva Svrtinov, Vesna (2008) Предностите на електронското банкарство и можностите за негова имплементација. Економија и бизнис, Скопје.

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Abstract

One of the novelties which have appeared in the banking sector recently is the electronic banking. The development of the electronic banking is in direct correlation with the level of development of the country in which it has applied. The European countries respect the directives of the EU in terms of the issues related to the electronic banking which refer to the demand for cheap and fast Internet, investment in personnel and knowledge, strengthening of the customers, confidence in order to increase the scope of the electronic trading, increasing of the campaing for the importance of the Internet etc. In the Republic of Macedonia, this type of banking is very much underdeveloped in comparasion to the developed countries. This comes as a result of the following factors: not having an adeguate legal regulation in this field, low level of confidence in the ebanking because there isn’t a system which will provide complete protection of the data privacy, bigger orientation of the banks towards the traditional banking, not having adeguate legal frames in case of certain problems, costs for its implementation etc. Yet, since the main purpose of the Republic of Macedonia is sooner integration in the Euro system when the directives sat up by the European Union have to be followed, our country has to make technical improvement, i.e. it has to implement the electronic banking and the informatics in the banking system in order to improve their performances.

Item Type: Article
Subjects: Social Sciences > Economics and business
Divisions: Faculty of Economics
Depositing User: Vesna Georgieva Svrtinov
Date Deposited: 04 Feb 2013 18:00
Last Modified: 04 Feb 2013 18:00
URI: http://eprints.ugd.edu.mk/id/eprint/5471

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