Developing E-Banking Platform In Contemporary World

Radjenovic, Zarko and Boskov, Tatjana (2018) Developing E-Banking Platform In Contemporary World. In: Fourth International Scientific Conference "Knowledge Based Sustainable Economic Development" ERAZ 2018, 07 July 2018, Sofija, Bugarija.

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Abstract

Banks play a crucial role in promoting online businesses. Banks are trustworthy intermediaries in the online transactions and they provide a bold opening in the online business. Banks have e-payment systems like Internet banking, electronic fund transfers, plastic money (credit card & debit card) and mobile banking. These systems provide payment to online transactions. For the real working of these e-services, the need of e-banking platform development is an inevitable feature. This paper examines the efficient utilization of developing e-banking platform which have all the infrastructures for availing the same. For this reason we explore the impact of systems factors for E- banking platform development (scalability, interoperability, fast server response, user-friendliness ect.), Organizational factors for E- banking platform development (multistakeholders perspective, bank image and resource allocation)and Economic factors (operational efficiency, administration costs, innovation diffusion, financial information assistance). The change of economy from a traditional way to the recently demanded form needs a huge technological support and effort, better planning and efficiency in implementation thus pushing the banks to design various electronic money products.

Item Type: Conference or Workshop Item (Paper)
Subjects: Social Sciences > Economics and business
Divisions: Faculty of Tourism and Business Logistics
Depositing User: Tatjana Boskov
Date Deposited: 13 Dec 2018 11:28
Last Modified: 13 Dec 2018 11:28
URI: http://eprints.ugd.edu.mk/id/eprint/20968

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