Level Of Deepening Financial Infrastructure, Fintech Companies and Financial Inclusion: Theory and Evidence

Boskov, Tatjana (2018) Level Of Deepening Financial Infrastructure, Fintech Companies and Financial Inclusion: Theory and Evidence. IJIBM International Journal of Information, Business and Management, 10 (4). pp. 23-31. ISSN 2076-9202 (Print)/2218-046X (Online)

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Abstract

Financial inclusion brings the potential benefits as big part of population gain greater access to financial instruments and services. These benefits are raised up using financial tools so the need of promoting financial inclusion is more than obvious - it is global priority. Financial infrastructure can help in reducing the risks and increase the efficiency of financial markets, but can sometimes contribute to situations where excessive risks are being taken. Financial infrastructure could be considered as a system of roads under which financial intermediation takes place. Better roads reduce travel time and costs, but also increase the potential speed, which has inherent risks. These benefits are raised up using financial tools so the need of promoting financial inclusion is more than obvious, it is global priority. This paper examines that financial developments expand economic opportunity which create positive effects as theory and evidences provide sound reasons for taking this benefits.

Item Type: Article
Subjects: Social Sciences > Economics and business
Divisions: Faculty of Tourism and Business Logistics
Depositing User: Tatjana Boskov
Date Deposited: 31 Jul 2018 11:13
Last Modified: 31 Jul 2018 11:13
URI: http://eprints.ugd.edu.mk/id/eprint/20272

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