Fintech firms opportunity or threat for banks?

Temelkov, Zoran (2018) Fintech firms opportunity or threat for banks? International Journal of Information, Business and Management, 10 (1). pp. 138-144. ISSN 2076-9202

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New technological innovations combined with the consequences after the last financial crisis created disruptive forces in the financial markets. Namely, during the last couple of years, vast number of FinTech start-ups have started to offer financial products and services, previously offered by the banks. These types of non-banking financial firms are shaking the banks’ comfort zone, since banks now have new competitors to worry about. But although it is heavily discussed that FinTech firms are a major danger for banks, they are even bigger opportunity for banks as well. Whether FinTech will turn out to be a threat or opportunity depends entirely on banks approach and desire for cooperation.

Item Type: Article
Subjects: Social Sciences > Economics and business
Divisions: Faculty of Tourism and Business Logistics
Depositing User: Zoran Temelkov
Date Deposited: 06 Nov 2017 10:08
Last Modified: 06 Nov 2017 10:08

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