E-commerce vs. e-banking - similarities and differences

Davcev, Ljupco and Fotov, Risto and Sofijanova, Elenica and Marjanova Jovanov, Tamara (2014) E-commerce vs. e-banking - similarities and differences. International Journal "Knowledge", 7. pp. 143-148. ISSN 978-608-65653-7-4


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E-commerce consists of buying and selling of information, products and services over computer networks such as the Internet and electronic data interchange(EDI).E-Banking is one form of e – commerce with certain differences and peculiarities that are characteristic only in e-banking. For companies e-commerce brings: variety and low barriers to entry,significant opportunities for cost cutting, capacity for rapid creation of business processes, and great opportunities to sell across the border. Each of these potential benefits contributes to increased competition and the ability to take market leadership from proven market players. On the other hand,in its simplest form, e-banking basically includes the delivery of information about the bank and its services through the home page of the Internet. More sophisticated Internet-based service supplies customers with access to their accounts, the ability to transfer money between different accounts, on-line payments or apply for loans and other financial products.

Item Type: Article
Subjects: Social Sciences > Economics and business
Divisions: Faculty of Economics
Depositing User: Ljupco Davcev
Date Deposited: 02 Dec 2014 14:23
Last Modified: 02 Dec 2014 14:23
URI: http://eprints.ugd.edu.mk/id/eprint/11579

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